A Savings Account is required for membership at Bucks First Federal Credit Union. You can add as many Savings accounts as you’d like - for your children or for a special savings purpose (college, taxes, etc.). Additional savings accounts do not have a $5.00 minimum requirement.
- $5.00 minimum balance requirement
- Insured up to $250,000 through National Credit Union Administration
- Conveniently make deposits via Direct Deposit
- 24/7 Account access with ROSIE, our automated phone teller, and Bucks Online, our internet home banking
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Check out the Youth Programs that Bucks First Federal Credit Union has to offer. Our two different programs will help you learn that saving can be FUN and rewarding!<
KIDS, CLICK HERE TO GET THIS MONTH'S COLORING CONTEST PICTURE!
(After you color it, bring it in to one of our branches.)
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FUN LINKS FOR KIDS: |
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An Individual Retirement Account is an excellent tool for retirement savings. Unlike most investments, depending on the type of IRA you choose, contributions may be tax-deductible and will grow either tax-deferred or tax-free. Bucks First Federal Credit Union offers a Traditional and Roth IRA and Coverdell Education Savings Account (formerly Educational IRA).
- Minimum deposit $25.00
- Minimum deposit for IRA Certificates $500.00
- IRA Specialist (on staff)
- IRA's are insured up to $250,000 through the National Credit Union Administration
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A Roth IRA is a special savings plan authorized by the Federal government to help you accumulate funds for your retirement. Contributions are non-deductible but all withdrawals, including earnings, are tax-free if the account has been open for five years and the account holder is age 59-1/2 or older.
- Contributions are allowed at any age.
- Qualified distributions are tax-free.
- Flexible withdrawal options are available.
- Contribution amount increases.
If you are 50 or younger, you can contribute up to $5,500 annually. If you
are 50 or older, your limits increase to $6,500.
Every individual who has earned income may contribute.
Contribution limits may be limited based on the filers modified adjusted gross income and filing status.
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To open an IRA, please visit a branch location.
Share Certificates, similar to CD’s, offer longer term, higher yield investment options and require a minimum balance of $500.
- Terms are available from 3 months to 60 months.
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Log in to Bucks Online above to open a Share Certificate
Do you need to plan a long awaited vacation? Open a Vacation Club Account today and start saving as little or as much as you desire. Make a Vacation Club Account a regular part of your savings program by using direct deposit to automatically deposit money on a regular basis. PLUS, we now offer even more incentive to use your Vacation Club Account. When you meet the following balance requirements, you are entitled to no-fee services such as Visa Gift Cards, Visa Travel Cards, and possibly a FREE Travel Package!
Balance in Vacation
Club Acct on June 1 |
Receive NO FEE
Visa Gift Cards
From 6/1 – 8/31 |
Receive NO FEE
Visa Travel Cards
From 6/1 – 8/31 |
Receive FREE
Travel Package
(Redeem 6/1 – 8/31) |
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| $1,000 or more |
Yes |
Yes |
No |
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| $2,000 or more |
Yes |
Yes |
Yes |
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Travel Package consists of: Beach towel, disposable camera.
Note: In order to be eligible for club incentives, the balance must meet the above requirements as of June 1st of the current year, and the account must be open for a minimum of 30 days. To receive a travel package, members must request one by stopping by a branch office between June 1 and August 31.
Want to start saving now for your holiday shopping? Establish a Christmas Club Account at any time during the year and make deposits via direct deposit, in person or via transfers. Christmas Club Account balances are transferred into your regular Savings Account October 1st of each year.
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To open a Vacation Club Account or Christmas Club Account, log in to Bucks Online and click “Open a club account”.
Get ready to make some change.
Whether you’ve always wanted to start a savings plan, or if you’re already saving and just want to add to your stash, Change Makes Cents is for you.
As if getting ScoreCard/Signature Rewards with your debit card purchases wasn’t already great, now when you use your debit card (with any Free, Premier, or Green Checking Account), we’ll round up your purchases to the nearest dollar amount and transfer the difference into your high-yield Change Makes Cents Savings Account.
How does it work?
Let’s say you make three (3) purchases of $7.95, $1.70 and $16.99. Those three amounts will be automatically deducted from your checking account like usual. Then at the end of the day you will see a “Change Makes Cents” transfer for a total of $0.36 (the total round-up amount from all of the purchases you made). This $0.36 deduction will be transferred to your high-yield savings account. So, for each day’s transactions that are posted, one aggregate “Change Makes Cents“ transfer will be made.
It gets better!
Earn 5.00%* APY on your ‘Change Makes Cents’ Savings Account!
That’s right, 5.00%*. What other savings account can offer you 5.00%* APY and help you automatically save every day?
*Dividend paid on balances exceeding $100, otherwise regular savings rate applies. Dividend paid monthly based on your average daily balance.
