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Effective Date September 25, 2008
Loan Rates Are As Low As The Following...

LOAN TYPE
Terms
APR*
New & Used Vehicles
  1998-2000 Used Model
Up To 36 Months
As Low As 10.24%
  2001-2002 Used Model
Up To 36 Months
As Low As 7.24%
  2003-2004 Used Model
Up To 48 Months
As Low As 6.74%
  2005-2007 Used Model
Up To 60 Months
As Low As 5.74%
  2008 Model (Must Finance $15,000 Or More)
Up To 84 Months
As Low As 7.24%
  NEW Model
Up To 60 Months
As Low As 5.49%
 
LOAN TYPE
Terms
APR*
Home Equity Loan**    
  Up To 80% LTV
Up To 60 Months
As Low As 5.24%
61 To 120 Months
As Low As 6.49%
121 To 180 Months
As Low As 6.99%
181 To 240 Months
As Low As 7.99%
 
 
Home Equity LOC**    
  80% LTV
As Low As Prime + 0.0% 1
 
LOAN TYPE
Terms
APR*
Personal/Unsecured Closed End Loans
Up To 72 Months
As Low As 9.50%
Personal/Unsecured Line Of Credit Open End Loans
Up To 60 Months
As Low As 9.75%
 
LOAN TYPE
Terms
APR*
Share Secured
Up To 60 Months
1% Above Our 36 Month Certificate Yield,
See Certificate Rates
 
VISA Credit Cards
 
APR*
VISA Classic & Student
12.90%
VISA Platinum
10.90%
VISA Platinum Preferred
8.90%


  • **$250 - $400 application fee applies
  • All loans subject to credit approval
  • Rates subject to change without notice
  • Other conditions may apply
  • Annual Percentage Rate, terms of loan, and loan to value are all subject to applicant(s) credit worthiness
  • There are no prepaid finance charges.

New Vehicles as low as 5.49%, 60 mos, payment per $1000 is $19.15 per month
Home Equity as low as 5.24%, 60 mos, payment per $1000 is $19.03 per month
Home Equity as low as 6.49%, 120 mos, payment per $1000 is $11.39 per month
Home Equity as low as 6.99% 180 mos, payment per $1000 is $9.02 per month
Home Equity as low as 7.99% 240 mos, payment per $1000 is $8.37 per month
Personal as low as 9.50%, 72 mos, payment per $1000 is $18.35 per month

1This is a Variable Rate product which is based on the highest Prime Rate as published in the Money Rates Section of The Wall Street Journal in effect on the first business day of December, March, June & September of each year. ("Index") plus 0% - The Index plus the margin equals the Interest Rate. Changes in the index will cause changes in the Interest Rate on the first day of January, April, July and October of each year.

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This credit union is federally insured by the National Credit Union Administration.
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