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Enjoy competitive low rates and up
to 110% financing (excluding taxes, tags and extended warranties).
Have your NEW or USED car loan pre-approved for that cash in hand
negotiating advantage! Your credit union offers you the best and
easiest way to finance your car, van or light truck.
Choose the dealer rebate plan. Forego the low interest rate loan
and get a cash rebate from the dealer for as much as $3000. Add
a rebate to your down payment. This makes financing more appealing
because a larger down payment reduces the amount you need to finance
with the credit union. So which alternative is best? Should you
take the dealer's low rate loan or the credit union's loan with
the dealer rebate? Check out this example.
A low rate loan taken through
the dealer for $20,000 at 1.9% APR requires a monthly payment
of $349.97 to pay off in 60 months.
A low rate loan taken through
the credit union for $17,000 at a rate as low as 3.99% APR
requires a monthly payment of as low as $313.54 to payoff
in 60 months.
Take the rebate offered by the
dealer and finance with us. You'd save over $2000.00!
Whether you are deciding to take a rebate versus a low rate auto
loan know the hidden costs in dealer financing, especially 0% APR
financing. Typically, the special deals offered by automobile dealers
are available only on slower selling model vehicles. These cars
may have a lower resale value down the road. Dealer's financing
can have prepayment penalties and require big down payments. Know
the low rates that most dealers advertise are for short-term loans.
Most people may not be able to afford the monthly payment.
Is your auto loan payment too high since you took dealer financing?
Has your financial situation changed since you bought your automobile?
Or did you take the loan with another financial institution when
rates were higher? A great solution to these questions may be to
refinance your auto loan today. No matter what your situation is
talk to a loan representative today. We can help!
For most credit union members, buying a car is serious business!
It's a big decision that you'll live with for years to come.
At Bucks First FCU, we take car buying serious too! We believe
that the best car buyer is an educated car buyer. Buyers who know
what they want, how much to pay, and how to finance it always seem
to get a better deal than impulse buyers. That's why Bucks First
FCU has this page on our site.
Many new car manufacturers now use the web to supply consumers with all kinds of information on their current offerings. In fact, many have much more information on the web than you could get from their promotional material at the dealer. So take a look. In addition, we have links to used car sites and classifieds to assist you.
A super low, seller arranged interest rate may not mean very much
if you pay too much for the car, or purchase credit insurance
and other add-ons at super high prices. When all totaled up,
you may pay more! At your credit union, you will always get a
straight, honest, and affordable interest rate with service that's
second to none! In addition, you can get your loan pre-approved
before committing to any deal. The best car buying experience
around is available to you at your credit union!
Applying is Easy!
Just complete the Online
Application. It takes only a few minutes
to apply! |
