Imagine all the ways you could use a Home Equity Line of Credit.

Since a Home Equity Line of Credit is a revolving line of credit, you have the option of borrowing only what you need, when you need it. You can use your Home Equity Line of Credit for whatever it is you dream of:

• Home Improvements
• Tuition
• Vacations
• Consolidating Debt and more.

This limited time introductory offer Home Equity Line of Credit gives you flexibility and convenience with these features:

• 3.99% APR Introductory Rate*
• Convenience Checks
• NO Application Fee
• Borrow up to $150,000

So tell us what you dream about; we’ll make it come true.

APPLY today!

* APR= Annual Percentage Rate. This promotional rate and no application fee offer applies to new home equity lines of credit only. When the line of credit is opened, the member will receive 3.99% APR through December 31, 2008. After the promotional period, the APR will return to prime rate. Prime rate of 5.00% is accurate as of 6/1/08. The product is a variable rate line of credit and is secured by your primary residence, and not to exceed a total 90% loan to value ratio. Rate, terms and loan to value based on applicant’s credit worthiness. Interest you pay may be tax deductible. Consult a tax advisor regarding the deductibility of interest. Applications subject to approval. This promotion ends August 31, 2008.